November 2017

Precarious to Prosperous: Tackling income volatility in Canada

11:30am-1:30pm | Arcadian Court - 401 Bay Street, Toronto

Almost forty percent of adult Canadians say their income fluctuates on a monthly basis, making it hard for them to gain control of their finances today, let alone plan for tomorrow. TD's CEO Bharat Masrani will discuss the broad impact of income volatility on Canadian households, and society as a whole.

- Lunch will be served -

Member price:
Individual seat: $89 +HST
Table (seats 10): $800 +HST

Regular price:
Individual seat: $110 +HST
Table (seats 10): $990 +HST

- For information about accessibility, please email lapointe@economicclub.ca
- Dietary restriction notes and meal requests must be submitted to lapointe@economicclub.ca by Friday, October 27, 2017

*The views expressed on the Economic Club platform are not that of the Economic Club or its affiliates but of the speakers alone and the organizations they represent*

Bharat Masrani

TD Bank Group

Bharat Masrani

Bharat Masrani was appointed Group President and Chief Executive Officer of TD Bank Group on November 1, 2014. Bharat has more than 30 years of banking experience and is a member of the TD Bank Group Board of Directors. He most recently served as Chief Operating Officer for TD Bank Group from July 2013.

Bharat has held many senior executive roles across the bank. In 2006, he became the President of TD Banknorth, and in 2007, President and CEO. In 2008, he was named Group Head U.S. Personal and Commercial Banking and President and CEO of TD Bank, America’s Most Convenient Bank®. Previous to his role at TD Bank, he served as Vice Chair and Chief Risk Officer of TD Bank Group, a position he held from May 2003. Bharat also served as Senior Vice President and Chief Executive Officer of TD Waterhouse Investor Services in Europe; Senior Vice President, Corporate Finance and Co-Head in Europe; Vice President and Country Head for India; and Vice President and Head, Corporate Banking Canada. He began his banking career with TD Bank Group in 1987 as a Commercial Lending Trainee.

Bharat received a Bachelor of Administrative Studies degree with Honours from York University in 1978 and obtained his Master of Business Administration from the Schulich School of Business, York University in 1979. For his achievements in business and the community, Bharat was awarded an Honorary Doctor of Laws degree from the Schulich School of Business in 2017.

He and his wife, Shabnam, currently make their home in Toronto and have two grown children.

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